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The idea behind a bitcoin savings plan is as follows: you invest money in bitcoin at regular intervals. In terms of time, the intervals are always the same and the amount you invest always remains the same. This should compensate for price changes in the long term and keep the entry price low. This also has the advantage that the investments continue without you having to actively look after them.
You don’t have to be following bitcoin price action avidly to identify (and most likely miss) the optimal entry point. The effect you benefit from is called the “dollar cost average effect” (DCA). The only question is: Which frequency is the best for a Bitcoin savings plan? Should I invest daily, weekly or monthly?
Bitcoin savings plan: Daily, weekly and monthly investment in comparison
Anonymous Reddit user U/Pooky125790 took the trouble to analyze Bitcoin’s price history over the past three years to figure out which strategy is the best. In its analysis he used a fictitious investment of $5 a day, $35 a week, and $152 a month. With these amounts, “Pooky” always comes up with a similar monthly total at the end of the month.
Bitcoin DCA: Monthly investment
- Strategy: Monthly bitcoin investment
- Period: 3 years
- Total amount: $5,642
- Amount invested monthly: $152
- Amount of Bitcoin collected: 0.24158 BTC
- Total value in US dollars: $6,553
- Profit: $930
Bitcoin DCA: Weekly
- Strategy: Weekly bitcoin investment
- Period: 3 years (161 weeks)
- Total amount: $5,635
- Amount invested weekly: $35
- Amount of Bitcoin collected: 0.2512352 BTC
- Total value in US dollars: $6,816
- Profit: $1,181
Bitcoin DCA: Daily Investment
- Strategy: Daily bitcoin investment
- Period: 3 years (1126 days)
- Total amount: $5,630
- Amount invested daily: $5
- Amount of Bitcoin collected: 0.25494257 BTC
- Total value in US dollars: $ 6,917
- Profit: $1,287
Bitcoin savings plan: This is the best strategy
As you can clearly see from the data, a Bitcoin savings plan with a daily investment of 5 US dollars turned out to be the most lucrative in the Reddit user’s test.
Of course, as always, the following applies here: the data from the past does not necessarily have to provide the correct forecast for the future. They are only to be understood as a guide.
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